2.65%APY
12-month term
2.70%APY
24-month term
3.00%APY
5-year term
The longer you choose, the more you make.
See how your earnings grow depending on how long you commit to a high-yield CD—and how ours beats the best of the rest.
Initial deposit
Earned interest with GDI DIGITAL
12-month CD
2.65
%
APY
Get started with as little as $2,500.
Yes, PleaseWe don’t believe in sneaky fees.
$0
- Official bank check
- Incoming wire (from an external bank)
$30
- Outgoing wire (to an external bank)
Need your money early?
That’s alright. Just keep in mind that all Certificate of Deposit accounts have a penalty if you withdraw before your maturity date. The early withdrawal penalty depends on the length of the CD.
CD TERM
less than 1 year
1 year to < 4 years
4 years to < 5 years
5 years to < 7 years
7 years to 10 years
PENALTY
3 months
simple interest
6 months simple interest
9 months simple interest
18 months simple interest
24 months simple interest
Watch your CD interest grow, on the go
It’s easy to check on your certificate of deposit whenever you need a little boost.
SIMPLE TO USE
QUICK VIEW
Check on your CD account easily. Anytime. You can even skip the passcode and log in with touch or face ID.
Enable Quick View to check your high-yield CD balance without logging in each time.
Opening a high-yield CD couldn’t be simpler.
- Just give us a few basics (like address and Social Security number), and we’ll get the ball rolling for you.
- Make a deposit now or come back and do it later. Whatever makes it easier for you to get going on your goals.
- Check your email for a confirmation, and you’re on your way to the future you’ve been dreaming of.